:root {
    --primary: #274496;
    --primary-700: #1d3575;
    --secondary: #fbd037;
    --light: #f8f9fa;
    --dark: #231f20;
    
    --radius: 14px;
    --shadow-sm: 0 4px 10px rgba(0, 0, 0, .06);
    --shadow: 0 10px 24px rgba(0, 0, 0, .08);
    --shadow-lg: 0 16px 40px rgba(0, 0, 0, .12);
}

.termos-hero {
    background: linear-gradient(180deg, rgba(0, 0, 0, .55), rgba(0, 0, 0, .35)), 
                url('https://images.unsplash.com/photo-1581094794329-c8112a89af12?auto=format&fit=crop&w=1350&q=80') center/cover no-repeat;
    min-height: 30dvh;
    display: flex;
    align-items: center;
    color: #fff;
    margin-bottom: 50px;
}

.termos-hero-content {
    max-width: 720px;
    padding: 40px 0;
}

.termos-hero h1 {
    font-size: clamp(2rem, 3.6vw, 3rem);
    line-height: 1.15;
    margin: 0 0 12px;
    font-weight: 800;
}

.termos-hero p {
    font-size: clamp(1rem, 2.2vw, 1.2rem);
    opacity: .95;
    margin: 0;
}

.termos-conteudo {
    padding: 40px 0 80px;
}

.termos-grid {
    display: grid;
    grid-template-columns: 300px 1fr;
    gap: 40px;
    align-items: start;
}

.termos-navegacao {
    position: sticky;
    top: 100px;
    background: #fff;
    border-radius: var(--radius);
    padding: 25px;
    box-shadow: var(--shadow-sm);
}

.termos-navegacao h3 {
    color: var(--primary);
    margin-bottom: 15px;
    font-weight: 700;
    font-size: 1.2rem;
}

.termos-navegacao ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.termos-navegacao li {
    margin-bottom: 8px;
}

.termos-navegacao a {
    display: block;
    padding: 8px 12px;
    color: var(--dark);
    text-decoration: none;
    border-radius: 6px;
    transition: all 0.2s ease;
    font-size: 0.9rem;
}

.termos-navegacao a:hover,
.termos-navegacao a.active {
    background: var(--primary);
    color: #fff;
}

.termos-texto {
    background: #fff;
    border-radius: var(--radius);
    padding: 40px;
    box-shadow: var(--shadow-sm);
}

.termo-item {
    margin-bottom: 50px;
}

.termo-item:last-child {
    margin-bottom: 0;
}

.termo-item h2 {
    color: var(--primary);
    font-size: 1.6rem;
    margin-bottom: 15px;
    font-weight: 700;
    padding-bottom: 10px;
    border-bottom: 2px solid var(--light);
}

.termo-item h3 {
    color: var(--primary-700);
    font-size: 1.2rem;
    margin: 20px 0 10px;
    font-weight: 600;
}

.termo-item p {
    line-height: 1.6;
    margin-bottom: 15px;
    color: var(--dark);
}

.termo-item ul {
    padding-left: 20px;
    margin-bottom: 15px;
}

.termo-item li {
    margin-bottom: 8px;
    line-height: 1.5;
}

.termos-contato {
    background: var(--light);
    padding: 25px;
    border-radius: var(--radius);
    margin-top: 50px;
}

.termos-contato h3 {
    color: var(--primary);
    margin-bottom: 10px;
    font-weight: 700;
}

.termos-contato a {
    color: var(--primary);
    text-decoration: underline;
}

@media (max-width: 992px) {
    .termos-grid {
        grid-template-columns: 1fr;
    }
    
    .termos-navegacao {
        position: static;
        margin-bottom: 30px;
    }
}

@media (max-width: 768px) {
    .termos-texto {
        padding: 25px;
    }
    
    .termo-item h2 {
        font-size: 1.4rem;
    }
}